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While the Clover Station (now available in Solo and Duo versions) is the company’s flagship product, a smaller model, the Clover Mini, is also available. Point Of Sale (POS) Systems: One of First Data’s most powerful features is the line of Clover point of sale (POS) systems.Unfortunately, First Data leases are handled through its subsidiary, First Data Global Leasing (FDGL), one of the industry’s worst equipment leasing companies. We also highly recommend that you avoid leasing your equipment, as you’ll get locked into a noncancelable contract, which will cost you many times more than what the equipment is worth over the life of the lease. Many of its resellers can offer you a lower price for this equipment. While the website does not disclose any pricing, we recommend that you shop around before purchasing a terminal directly from First Data/Fiserv. Equipment may be bought outright or leased.

Ironically, the FD150 has PIN debit functionality built-in, so you really don’t need the RP10 unless you’re using a different terminal. The company also offers the RP10, a PIN Pad terminal that can be used with either the FD150 or a third-party terminal. The FD150 is an upgraded version of the old First Data FD130 and features a faster processor and twice as much onboard memory. First Data’s current lineup includes new terminals (such as the FD150) that support EMV and NFC-based payment methods. Credit Card Terminals: The company offers a variety of terminals, including both wired and wireless models.

You might not get the personalized customer service that a smaller company can offer, but it provides a measure of stability that a smaller organization can’t always give you.
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You’ll pay full price, but for many merchants, the cost is well worth it in terms of what they can do for your business. These features are all very high-quality but don’t expect them to be a bargain. Large businesses will have a much better experience with the company, while smaller ones will most likely end up paying way too much for services they probably don’t need.Īs befitting such a huge company, First Data offers every conceivable product and service you might ever need to run your business successfully. Be aware that this is an average figure because your experience with them will vary quite a bit, depending on your business’s size. We’re awarding it a score of 3 out of 5 stars for now. Small businesses that like the First Data product lineup - including the Clover POS line - are much better off finding a reputable reseller of First Data’s credit card processing services than going to the company directly. First Data reviews from merchants point out issues with funding holds, poor customer service, and exorbitant fees.

Contract terms can - and usually do - vary from what you’d receive from a reseller.įiserv/First Data rates merely as an average merchant account provider (note that in the processing industry, the “average” is pretty lousy). While the company has a huge network of independent resellers, this review will focus on its direct sales channel. Despite its enormous reach and a wide variety of payment tools for businesses, First Data has never been friendly to small businesses.
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